CCW Safe...How good is it?

dollarbill · 08-16-2013, 11:06

Checking out there site and it seems like a good idea. Cheep protection but then you get what you pay for. They do have special price rates for military and law enforcement. When it comes to there membership size and success rate, CCW Safe claims the Privacy Act and doesn't give any numbers.

http://ccwsafe.com/

SF18C · 08-16-2013, 11:54

Here in Texas there is the company called Texas Law Shield. I spoke to them about their "coverage" at some gun show/event and started throwing hypothetical real world situations at the rep.

Will you represent/cover me in...
1) my gun is stolen and used in a crime, cops come to question me.
2) a shooting/hunting accident
3) civil court if being sued by a family member of someone shot/killed in a critical self defense incident.

Bottom Line my feeling is these types of companies are quick to take your money and talk up a good game but when crunch times happens...they are going to being looking for a way to say they don't/can't cover that issue! They may help in the short run but you will still need to hire a legal team if you end up in Zimmerman type situation. It like any other type of insurance...you paying for something you don't plan to use and when you need it the insurance company is looking to pay out as little as possible.

Another way I look at this...a one year membership is $100...that wouldn't even cover 15 minutes of a lawyers $400 an hour rate! (And that is what a family law attorney charges not a high flutten defense lawyer) So the thought of a team of legal eagles coming to my rescue for $100 is a bit of stretch dontcha think?

MR2 · 08-16-2013, 11:57

USAA Umbrella Policy - they won't give it to you unless you tell them "your financial adviser told you to get one".

dollarbill · 08-16-2013, 12:34

Quote:

Originally Posted by SF18C

Here in Texas there is the company called Texas Law Shield. I spoke to them about their "coverage" at some gun show/event and started throwing hypothetical real world situations at the rep.

Will you represent/cover me in...
1) my gun is stolen and used in a crime, cops come to question me.
2) a shooting/hunting accident
3) civil court if being sued by a family member of someone shot/killed in a critical self defense incident.

Bottom Line my feeling is these types of companies are quick to take your money and talk up a good game but when crunch times happens...they are going to being looking for a way to say they don't/can't cover that issue! They may help in the short run but you will still need to hire a legal team if you end up in Zimmerman type situation. It like any other type of insurance...you paying for something you don't plan to use and when you need it the insurance company is looking to pay out as little as possible.

Another way I look at this...a one year membership is $100...that wouldn't even cover 15 minutes of a lawyers $400 an hour rate! (And that is what a family law attorney charges not a high flutten defense lawyer) So the thought of a team of legal eagles coming to my rescue for $100 is a bit of stretch dontcha think?

That is my thoughts as well. In their FAQ segment CCW Safe went toward the Privacy Policy and would not disclose their success rate. That told me that either they haven't been to court or it's so bad there not proud of it. Also claimed to provide "coverage" if you were licensed in multiple states. Now I might be wrong on this, but I always thought you could only have one license and that was in the state you resided in.

The_Mentalist · 08-16-2013, 18:28

Quote:

Originally Posted by dollarbill

That is my thoughts as well. In their FAQ segment CCW Safe went toward the Privacy Policy and would not disclose their success rate. That told me that either they haven't been to court or it's so bad there not proud of it. Also claimed to provide "coverage" if you were licensed in multiple states. Now I might be wrong on this, but I always thought you could only have one license and that was in the state you resided in.

You may obtain a "non resident" permit in any state that offers them. Most of the time, people do this to cover states that. They don't have reciprocity with. Fr example, Alabama has limited reciprocity with other states. So, if you are an AL resident and get a Nevada non resident CCW, you can add 5 more states to your eligibility list. I have mine from TN and it is the most reciprocated CCW in the country. But, I still have some dead zones like CA, OR, NY, NJ, CT, HI. Basically, the states at dont accept ANY one else's.

dollarbill · 08-16-2013, 18:42

Quote:

Originally Posted by SF18C

Here in Texas there is the company called Texas Law Shield. I spoke to them about their "coverage" at some gun show/event and started throwing hypothetical real world situations at the rep.

Will you represent/cover me in...
1) my gun is stolen and used in a crime, cops come to question me.
2) a shooting/hunting accident
3) civil court if being sued by a family member of someone shot/killed in a critical self defense incident.

Bottom Line my feeling is these types of companies are quick to take your money and talk up a good game but when crunch times happens...they are going to being looking for a way to say they don't/can't cover that issue! They may help in the short run but you will still need to hire a legal team if you end up in Zimmerman type situation. It like any other type of insurance...you paying for something you don't plan to use and when you need it the insurance company is looking to pay out as little as possible.

Another way I look at this...a one year membership is $100...that wouldn't even cover 15 minutes of a lawyers $400 an hour rate! (And that is what a family law attorney charges not a high flutten defense lawyer) So the thought of a team of legal eagles coming to my rescue for $100 is a bit of stretch dontcha think?

Quote:

Originally Posted by The_Mentalist

You may obtain a "non resident" permit in any state that offers them. Most of the time, people do this to cover states that. They don't have reciprocity with. Fr example, Alabama has limited reciprocity with other states. So, if you are an AL resident and get a Nevada non resident CCW, you can add 5 more states to your eligibility list. I have mine from TN and it is the most reciprocated CCW in the country. But, I still have some dead zones like CA, OR, NY, NJ, CT, HI. Basically, the states at dont accept ANY one else's.

Thanks, this is some good info. I wasn't aware you could have multiple state coverage on a CCW. Will definitely check on my IN permit to see if other states can be added. I travel in all of the lower 48 states. I know its a Federal Law your not suppose to have a firearm in a semi. However, some of the places I go, it's going to be in the truck. At least if I'm permitted it would be one less thing to worry about. By the way Texas was mentioned in there disclaimer. According to them, in Texas deadly force is only justified if it's to protect yourself, your family or someone you know. CCW Safe came right out and said, if you shoot them and don't know them, your on your on. Doesn't matter what the situation is.

zeke · 08-16-2013, 18:57

dollarbill,
Look into Utah CCW. It has reciprocity in quite a few states and they are friendly to out of state folks getting one.

dollarbill · 08-16-2013, 19:03

Quote:

Originally Posted by zeke

dollarbill,
Look into Utah CCW. It has reciprocity in quite a few states and they are friendly to out of state folks getting one.

I'll do that as we have a terminal in Salt Lake. I get through there about every two months.