I've made several (more than 5) purchases via GunBroker.com. My experience has been positive.
First, the dollar they charged to verify my cc became a credit in my account which can be used should I ever sell anything on this service. IIRC, the purpose of this transaction is to help sort out the scammers. I'm not understanding your concern here.
Second, I checked out each vendor before making a bid. For low cost items I usually rely on just the rating and have purchased from individuals. For more expensive items (like guns) I only buy from businesses that I can find. With patience, I've found incredible deals. Patience is rewarded. On one deal I bought some RBCD ammo way below dealer cost because no-one else bid and the seller did not set a minimum price. He has changed his strategy since then.
Last, I found my FFL via GunBroker.com. He only charges $15.00 per transfer plus tax. Until BATF objected, he went to the customer's home to complete the delivery. I tried to tip him for all the personal service, but he refused.
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