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Old 05-04-2012, 09:09   #31
Bill Harsey
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Things are kind of interesting, have plans being drawn up to be submitted for permits. Cost is going to be more than insurance will pay but that's ok, I'm also building a slightly larger shop with higher ceilings and more secure doors.

Oh yeah, and my insurance company dropped me.
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Old 05-04-2012, 11:11   #32
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Things are kind of interesting
That sounds like a slight understatement. I hope things go smoothly for you from here on out.
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Old 05-05-2012, 14:44   #33
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Oh yeah, and my insurance company dropped me.
WHAT? Oh sure, like you willed that tree to destroy your shop? What company, we should all be sure to never use them.
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Old 05-06-2012, 11:23   #34
DJ Urbanovsky
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The SOBs are still paying out though, yeah?

Yes, tell us who the bastards are. If they're fine sucking up our premiums for years, only to drop you when you finally need them, then they don't need our business.


Quote:
Originally Posted by Bill Harsey View Post
Things are kind of interesting, have plans being drawn up to be submitted for permits. Cost is going to be more than insurance will pay but that's ok, I'm also building a slightly larger shop with higher ceilings and more secure doors.

Oh yeah, and my insurance company dropped me.
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Old 05-07-2012, 07:51   #35
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Oh yeah, and my insurance company dropped me.
Nice. A legal racket that we shovel money into for most of our lives and get no return. Down here post Katrina, if you did not already have home owners insurance with zero claims then you weren't getting any. Still applies; I was told recently by my agent that I did not want to file a claim for a problem that I had with my roof because I would be dropped if I did. A racket.

I wish you the best, Bill.

Dave
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Old 05-08-2012, 17:05   #36
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How you feelin Bill, need me to do that thing we talked about?
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Old 05-08-2012, 21:55   #37
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Bill,

If you need another set of hands to move or tote for you give me a holler.

Dave
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Old 07-12-2012, 07:46   #38
Bill Harsey
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The only tool running in my knife shop this week.

All tools moved to various secure locations (finally).
I cleaned out 1800 lbs. of steel chunks, parts, rounds etc. from inside the shop and took them to the scrap yard.

Today is concrete destruction day in prep for new floor and foundation.

This still sucks.
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Old 07-12-2012, 10:20   #39
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Originally Posted by BigWave View Post
Nice. A legal racket that we shovel money into for most of our lives and get no return. Down here post Quatrain, if you did not already have home owners insurance with zero claims then you weren't getting any. Still applies; I was told recently by my agent that I did not want to file a claim for a problem that I had with my roof because I would be dropped if I did. A racket.

I wish you the best, Bill.

Dave
Dave

I know what you're saying,after Katrina,Allstate only gave me $17K and then they dropped me........ If it wasn't for the SBA giving me the rest of the money I really needed I wouldn't have been able to finish repairs on my home........ The total cost was $44K and required me to take a second mortgage on my home..... Then I was unable to get insurance from any company and I was told to wait 3 years..... The state of Mississippi created a special pool of insurance for people unable to get private insurance and I took it even tho it cost me 3 times more than what I was paying Allstate.........

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Old 07-12-2012, 10:23   #40
Bill Harsey
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My shops steel roof, just a couple years old, is headed to the scrap yard in the long dump truck.
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Old 07-12-2012, 10:28   #41
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What's the next shop going to be made of?
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Old 07-12-2012, 10:31   #42
Bill Harsey
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Oh yeah, tracking what you all are saying about the insurance company's.

When I began the search for a new insurance company they did some homework and found out what kind of knives I am involved in.

Agent said and I quote, " You make knives for the military? They might be used to kill someone so we cannot insure you" Agent continued, "But if you made kitchen knives we could insure you".

Hmmm, I kept my mouth shut ad the next morning I called my Forensics investigator Doc friend and asked her what kind of knives she saw when investigating her crime scenes. Without hesitation she said, "Oh, they're all kitchen knives".
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Old 07-12-2012, 10:32   #43
Bill Harsey
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What's the next shop going to be made of?
We are doing wood frame construction, drywall interior and steel roof.
A steel building in this climate is tough to moisture control.
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Old 07-12-2012, 10:38   #44
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Bill, I was sorry to read about your shop. Glad that you're all right. Well I guess now you have some cedar for wooden handles.
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Old 07-12-2012, 10:40   #45
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Originally Posted by Bill Harsey View Post
Oh yeah, tracking what you all are saying about the insurance company's.

When I began the search for a new insurance company they did some homework and found out what kind of knives I am involved in.

Agent said and I quote, " You make knives for the military? They might be used to kill someone so we cannot insure you" Agent continued, "But if you made kitchen knives we could insure you".

Hmmm, I kept my mouth shut ad the next morning I called my Forensics investigator Doc friend and asked her what kind of knives she saw when investigating her crime scenes. Without hesitation she said, "Oh, they're all kitchen knives".
Knives don't kill people, I do.
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