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Old 01-14-2021, 09:24   #1
Eagle5US
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Thumbs up VA Loans / Refinance...
Not a solicitation, but a recommendation based on my near 20 yrs experience with my mortgage guy Jeff Smith, previously with National Bank of Kansas City.

I now have had SIX loans through Jeff ... he is up and running with a new company:

United Fidelity Funding

Same incredible service he has always provided...his focus is VA and Veteran lending and Re-Fi. He did my Re-Fi last year down to 2.75% fixed, no fees rolled in, skipped 2 payments, PLUS got my escrow back in the form of a check. I think rates are even lower now!

I HIGHLY recommend him if you (or family / friends) need a quality mortgage guy. I've worked with him for 20yrs for my loans - ALWAYS top notch.

Jeff Smith
jsmith@uffmortgage.com
913-449-7364 (cell)

I recommend him without reservation. Give him a shout - he may be able to save you some serious money.

When you get consistent personal service for near two decades - it's a good bet to share, especially with the maze of mortgages and Re-Fi.
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Old 01-14-2021, 09:29   #2
glebo
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Hmm, thanks..the wife and I were contemplating a refi. We just really didn't know where/who to start off with. Other than our bacnk...but I may look into this..

We'll see.. We're at 3.75 now. I'd really like to go to a 10 yr, our last refi was for 15.
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Old 01-14-2021, 18:38   #3
CW3SF
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I used Freedom Mortgage for a 2.25% refi, no points and no fees. And just an interesting FYI, 2.25% is the first rate where you actually pay more principal than interest even on the frontend of a 30 yr note.
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Old 01-14-2021, 18:47   #4
LongWire
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Quote:
Originally Posted by CW3SF View Post
I used Freedom Mortgage for a 2.25% refi, no points and no fees. And just an interesting FYI, 2.25% is the first rate where you actually pay more principal than interest even on the frontend of a 30 yr note.
When did you do this Brother?
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Old 01-14-2021, 18:48   #5
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That's good information for folks in that position. Nice to have folks that render that kind of service in the current world of "the actual bank with your note is likely to change 8 times over 20 years."

The Ramen were worth it but banging on the principal more than less and owning one's roof pre-retirement is so bitchin' I can't even describe it.
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Old 01-14-2021, 19:10   #6
Eagle5US
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I don’t know what the rates currently are-
But I am certain Jeff can get the lowest avail for those who qualify.

He is good people, not “just a bank”...
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"I have hung out in dangerous places a lot over the years, from combat zones to biker bars, and it is the weak, the unaware, or those looking for it, that usually find trouble.

Ain't no one getting out of this world alive. All you can do is try to have some choice in the way you go. Prepare yourself (and your affairs), and when your number is up, die on your feet fighting rather than on your knees. And make the SOBs pay dearly."
The Reaper-3 Sep 04
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Old 01-14-2021, 19:48   #7
Penn
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So timely, we have been in the market with extreme conditions to satisfy, finance the #1 concern. Thank you, we will be calling your reference. THX, d
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