[jon448]

I'm going to disagree with aric that the main point of a civil war is to create 2 seperate political entities because if you look some of the more recent examples of civil war in particular the war/ethinic cleansing in Somalia there is no attempt to seperate the state into several political spheres.
My belief is that an insurgency is a movement that because of either the opinion of the people or the power of the actual state must stay underground where as in a civil war the opposition group is powerful and influential enough to be open about who is in control and to fight a convential.
So I'll say that an insurgency can lead to a civil war but it does not fall under a category of civil war.