Bill, know your positive out look will overcome!
All insurance companies try to play the "Act of God" stuff to get out from under. Beat them up!
__________________
Hold Hard guys
Rick B.
Knowledge is knowing a tomato is a fruit.
Wisdom is knowing it is great on a hamburger but not so great sticking one up your ass.
Author - Richard.
Experience is what you get right after you need it.
Author unknown.