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I think the author could have thought of a better way of phrasing the problem. I could agree with the stats, but keep in mind that their clients are there because of bad financial decisions...some with the knowledge of their significant others...some without.
I know...I was once one of their clients.
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"Somebody should put that quote on a T-shirt:
Muslim phrase: "Aloha Snackbar!"
English translation: "Draw, Mother-F*cker!""
-TOMAHAWK9521
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