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Appendix Carry
I normally use the "Appendix Carry" when off-duty. It works for me but not for all (especially those with bigger bellies). I ensure my shirt is not trapped under the lab belt (of the seatbelt) and I can accesss my gun pretty easily. I never could consistently access a gun in a timely manner from IWB (4:00 position) while seatbelted.
There is an easier answer though. My dedicated "car gun" is a cheap (under $200) .357 magnum with a 3" barrel (Ruger GP100). It stays in my vehicle and rides under my right thigh while driving. A threat at my window will likely see a muzzle flash rather than a dramatic furtive movement while I try to dig a pistol from an IWB holster. If my car is broken into, that obviously sucks; but they are only getting a 6-shot revolver that I can easily replace. Otherwise, I would prefer a GLOCK 20...
I've been doing this for 15 years, and this is what works for me.
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Sometimes a teacher, but ALWAYS a student.
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