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How about this...
I'm with Pete and PSM I'm buying. I am a mutual fund kind of guy as I do not have the knowledge or time to do the research needed to buy individual stocks. I have searched but have yet to find a Mutual Fund with reputable management that is designed to profit from this Grizzly market. It seems to me that there are plenty of buyers for such a product. I want a fund that is made up of the IBM's that are selling remarkably below their 52 week lows. I want a fund that does not have a stock like GM that looks to be the "buy" of the century to me, but in reality could go belly up.
Nmap your posts are very much appreciated. You can manage my money if you ever get back in the game! 
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We should seek by all means in our power to avoid war, by analysing possible causes, by trying to remove them, by discussion in a spirit of collaboration and good will.
Neville Chamberlain
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