Quote:
Originally Posted by Razor
How do you feel about the influence your credit score holds over a number of important aspects of your life (owning a car or home, ability to get loans or credit cards), and the fact that creating your credit score is a private industry proprietary formula that has little to no government oversight? Now THAT is truly scary.
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Not only is the FICO formula secret, it comes from an industry that makes money by systematically abusing consumers and defying state and federal collections law!
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"Whatsoever thy hand findeth to do, do it with thy might; for there is no work, nor device, nor knowledge, nor wisdom, in the grave whither Thou goest." - Ecclesiastes 9:10
"If simple folk are free from care and fear, simple they will be, and we must be secret to keep them so." - JRRT
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