You are correct sir! The reserve pension is great. It is based on a combination of one's rank and days of service. The age to draw the pension has been dropped in recent years if you meet certain criteria.

There will be a flood of guys that punch out at 10yrs to take .gov jobs. They will be able to buy back their 10yrs for their new retirement and still keep their 401 all while still young enough to be competitive in their new career.

x/S

Cat food? Dog food, my friend. Alpo is the way to go, but I never got use to the cheese they put in it.

And as Trapper John said, if someone is separating, going Guard/Reserve is the best way. I got off AD with 11 years and went to the Air Guard. Did almost 19 with them. I just have to live to 60 to collect.

And as he also said, that age is shortened if you deploy for at least a six month stretch. Go for 6, you can collect at 59.5, etc, etc.

Squid,

You got it! I think it will be negative for the service, but it's going to be great for my kid who will be joining in a few years. So I think it's great!

I left AD at like 9yrs and got nothing. We didn't even have TSP then. I'm bck full time and under the current system so only a little more time for me to get my 65%+ retirement.

Best deal for my kid going forward however is to do less than 20 and then punch out with his 401K contributions + government match! A great deal!