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Stargazer 01-22-2013 12:22

It is my belief that these type of reports will continue as companies/organizations start weighing the impact of PPACA in 2014. I suppose the silver-lining in it all, is it will be unsustainable forcing real cost /payment reforms. Until that time, costs will continue to rise, jobs/pay reduced and quality of care flat-lined.

Streck-Fu 01-22-2013 12:23

The more I learn about the impacts of this law, I can no longer believe that it is the result of incompetence. There are far too many elements that cause rates to actually rise while there are easy motivators for employers to cut jobs and hours, and the fact that the penalty is less than the cost of the premium leads to no other conclusion that this was intended.

Streck-Fu 01-22-2013 12:32

Quote:

Originally Posted by Ret10Echo (Post 484301)
Health services WERE provided as part of overall tuition.

Thanks to the "Affordable Care Act" (I spit on the ground as I say that) the school is no longer providing Health Services as part of the tuition and must now charge for those services in order to be compliant.

:mad:

Is this for students or staff?

Badger52 01-22-2013 12:33

1 Attachment(s)
Quote:

Originally Posted by Pete (Post 484289)
Universities Bludgeon Adjuncts With Obamacare Loophole

Beer & cheese for you when you're in the area. I need a ROFLandPoundingTheFloor smiley because, of course, evil business owners can handle such a sea-change.
:D

They're comin' home to roost.

Ret10Echo 01-22-2013 18:23

Quote:

Originally Posted by Streck-Fu (Post 484309)
Is this for students or staff?

Students... Proof of private insurance or payment for previously "free" on-campus care is now required.

Stiletto11 01-23-2013 19:11

"Pay no attention to that man behind the curtain."

Stargazer 01-27-2013 23:15

"We have to pass the bill so you can find out what's in it"
 
:D Isn't this fun!! I wonder what else will be found...

Quote:

WASHINGTON (AP) — Millions of smokers could be priced out of health insurance because of tobacco penalties in the Patient Protection and Affordable Care Act (PPACA), according to experts who are just now teasing out the potential impact of a little-noted provision in the massive legislation.


PPACA — "Obamacare" to its detractors — allows health insurers to charge smokers buying individual policies up to 50 percent higher premiums starting next Jan. 1.

For a 55-year-old smoker, the penalty could reach nearly $4,250 a year. A 60-year-old could wind up paying nearly $5,100 on top of premiums.
http://www.lifehealthpro.com/2013/01...alth-insurance

PedOncoDoc 01-28-2013 04:31

Quote:

Originally Posted by Stargazer (Post 485690)
:D Isn't this fun!! I wonder what else will be found...



http://www.lifehealthpro.com/2013/01...alth-insurance

How is this any different than car insurance charging increased rates to someone with a DUI, or increased home insurance premiums for those living in flood zones?

If you make choices that put you at higher risk of needing expensive assistance, should you not put more into the pot?

IMHO, this is another example of choices have consequences, and is independent of whether or not one should be required to purchase heath insurance.

Stargazer 01-28-2013 05:33

Quote:

Originally Posted by PedOncoDoc (Post 485699)
How is this any different than car insurance charging increased rates to someone with a DUI, or increased home insurance premiums for those living in flood zones?

I don't disagree with the point you're making at all. I shared the article for a couple of reasons:

One. Individuals have to enroll in a healthcare program or will be charged a penalty. You don't have to drive or buy a home in a flood zone if you cannot afford to pay the insurance.

Two. To highlight a piece of the legislation that I am fairly confident few were aware of. According to CDC's 2010 data, 20% of the adult population smokes. Would those who wanted the legislation feel differently, if they were aware of these type of the changes?

Three. PP"Affordable"CA, appears a bit disingeniune.

Dusty 01-28-2013 06:15

Quote:

Originally Posted by PedOncoDoc (Post 485699)
How is this any different than car insurance charging increased rates to someone with a DUI, or increased home insurance premiums for those living in flood zones?

It's not, Doc.

It's also probably similar to what they'll come up with for "assault"-type weapons, high cap mags and ammo, once they find out the People won't sit still for a 2A ban. An exorbitant tax could partially achieve Holder's objective to make the dangerous gun owners "cower" in the corner with the smokers.

Whatever. Long as it's something that can be repealed by a Conservative-owned Congress in 2014...

PedOncoDoc 01-28-2013 06:57

Quote:

Originally Posted by Dusty (Post 485706)
It's not, Doc.

It's also probably similar to what they'll come up with for "assault"-type weapons, high cap mags and ammo, once they find out the People won't sit still for a 2A ban. An exorbitant tax could partially achieve Holder's objective to make the dangerous gun owners "cower" in the corner with the smokers.

Whatever. Long as it's something that can be repealed by a Conservative-owned Congress in 2014...

Forgive me, Dusty - I don't see the parallel between someone choosing (I'm all about choice and free will) to join a health care insurance pool that is likely to cost more to a collective investment being forced paying more in, and someone choosing to protect him/herself being taxed for standing up for personal accountability and thus decreasing his/her likelihood of being a victim.

The former has an exponentially higher likelihood of costing more to the pooled funds while the other (provided of sound heart and mind and maintaining proficiency) is a benefit to society.

Dusty 01-28-2013 07:11

Quote:

Originally Posted by PedOncoDoc (Post 485720)
Forgive me, Dusty - I don't see the parallel between someone choosing (I'm all about choice and free will) to join a health care insurance pool that is likely to cost more to a collective investment being forced paying more in, and someone choosing to protect him/herself being taxed for standing up for personal accountability and thus decreasing his/her likelihood of being a victim.

The former has an exponentially higher likelihood of costing more to the pooled funds while the other (provided of sound heart and mind and maintaining proficiency) is a benefit to society.

Can't argue with that.

ZonieDiver 01-28-2013 13:40

Quote:

Originally Posted by Dusty (Post 485723)
Can't argue with that.

I don't know about that, Dusty. I think you are a bit like me in that regard, and my mama told me that I'd "argue with a signpost!":D

Dusty 01-28-2013 13:44

Quote:

Originally Posted by ZonieDiver (Post 485889)
I don't know about that, Dusty. I think you are a bit like me in that regard, and my mama told me that I'd "argue with a signpost!":D

No, I'm not. :D

BOfH 01-28-2013 16:27

Pool them separately based on HRA(Health Risk Assessment) results. To draw a parallel, I believe many auto insurers do this, i.e. their high risk drivers are in one pool, and their low risk in another. Geico for example has Geico Indemnity, which is their high risk drivers, and Geico Insurance which is their lower risk. IIRC, once I hit 25, Geico switched me from Geico Indemnity to Geico Insurance.


My .02


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